Original Credit Card Review | www.originalcard.co.uk
On applying you will qualify for a limit set between £150 and £1000. You can then see potential increases when the balances are always paid on time. The chance to increase will come every 5 months with the total capped limit standing at £3500. Interest is set at 39.9% APR that may be priced high, but poor credit is considered through this Provident brand. Applications are made directly through www.originalcard.co.uk where they do use encryption. Once approved the cards are usually received by customers within 2 weeks. The ability is there to then manage spendings through Evanquis/PayVanquis. An app and SMS alerts can also be used.
If you have on questions regarding your account then you can speak to an advisor between Monday and Friday from 8am to 8pm. There is also some coverage on Saturdays between 9am and 5.30pm. The release of the Original credit card (and the NEO) wasn’t much of a surprise, but it was more surprising not to see any distinguishable features. What incentive is there to apply here, when you can get cheaper deals on the Barclaycard Initial and the Capital One Classic? With a larger product line they may be building up their user base. You would have thought though that signing up new affinity partners would be the logical move, especially a big name alike Argos.
Original @ 39.9% APR
Sent to You: In around 10 to 14 days.