Ocean Credit Card Review | www.oceanfinance.co.uk
To just cover some information on their loan products, the homeowner choice grants access to cash sums spanning between £10,000 and £150,000 with terms of 5 up to 25 years. The interest starts from 7.3% APR, although 15.3% is the common rate that they state most people will see. A panel of lenders are used for secure lending. Their personal loan hands you with between £2000 and £5000 on terms of 2 to 4 years. The interest this time around comes in at 49.9%. This is good pricing considering that bad credit is considered and you won’t need a guarantor. They have specifically teamed up with R Raphael & Sons here.
The Ocean credit card is issued by Capital One who have become the most active provider with affinity partnerships. The limit is set as high as £1500 and alike their issuer you pay 34.9% APR. Applications are securely processed through www.oceanfinance.co.uk and the login is taken at Capital One Online. Their contact times run between Monday and Thursday (9am/8pm) and Friday (9am/5.30pm). These times relate to their loans, with correspondence for cards running through their issuer. This product has been gathering impressive momentum and for popularity now sits just a little behind Very.co.uk who use the same issuer. Unlike Very, there is no bonus added to new customer accounts.
Ocean @ 34.9% APR
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